SeniorSite.com For The Young At Heart And Healthstyle Smart  
Seniors,adult,mature,senior,boomers,mature,chat,chat room,seniors
Home Free Chat Find A Friend HealthStyle Health Finance Retirement Sex Singles Long Term Care About Us
SeniorSite.com - For The Young At Heart And HealthStyle Smart
SeniorSite.com - For The Young At Heart And HealthStyle Smart
SeniorSite.com - Seniors,adult,mature,senior,boomers,mature,chat,chat room,seniors
Long-Term Care Insurance For Regular Folks - Seniors Long Term Care & Nursing Home Issues - SeniorSite.com
 Long-Term Care Insurance For Regular Folks - Seniors Long Term Care & Nursing Home Issues - SeniorSite.com

Long-Term Care Insurance For Regular Folks

In case you hadn't noticed, the premium for a traditionally designed long-term care insurance policy has finally exceeded the ability of the middle class to pay for it.

If your target market does not include the middle class, read no further. This article will be of no interest to you. There are plenty of ways for the affluent to transfer the risk of having to pay long-term care costs to an insurance company.

The problem is still there

The middle class is financially vulnerable to the probability that they will "take too long to die."

Among those people, the most vulnerable are single individuals (women especially), and those that will have to pay for care out of their retirement savings and Social Security.

Statistics don't mean a thing if it happens to you, but the most reliable risk assessment that I have seen documented is this: About one in six of those who live beyond 65 will need two years or more of care for the routine activities of daily life.

On the other hand, that means that five out of six may not experience any estate-crushing long-term care costs. So, how do we as financial and insurance professionals approach this topic realistically and intelligently with our account holders and clients?

Reality therapy

People are living longer, but not necessarily better.

A spouse or an adult child will not take out a gun and shoot anyone that needs help getting dressed and bathing.



Long-Term Care Insurance For Regular Folks - Seniors Long Term Care & Nursing Home Issues - SeniorSite.com
Chat and meet new friends at Senior Site Chat

Discount Medical Supplies

Senior,Seniors,Senior Citizen,Seniors,Seniors HealthStyle - Mature Healthy Living Lifestyle - SeniorSite.com, boomer,Retirement,Health Care,Long Term Care,Extended Care,Retirement,Nursing Homes,Entertainment site for seniors - 55 years old and over that are still young at heart!
SeniorSite.com - For The Young At Heart And HealthStyle Smart

SeniorSite.com - For The Young At Heart And HealthStyle Smart
To submit Editorial Content, Book Reviews, News and Press Releases send to
SeniorSite.com - For The Young At Heart And HealthStyle Smart

 

Seniors,adult,mature,senior,boomers,mature,chat,chat room,seniors
SeniorSite.com - For The Young At Heart And HealthStyle Smart

 Copyright © 1998 -  2017  SeniorSite.com™, Inc.   All rights reserved.  Copyright Info | Advertisement Info | Contact Info | Terms Of Use | Privacy Policy | Sitemap  | Sitemap Links

   SeniorSite™, SeniorSite.com™, For The Young At Heart™ and HealthStyle™ are trademarks and service marks of SeniorSite.com™, Inc.

 

 

 

 

 

 

 seniors links Jewelry Discount Coupons Personalized Jewelry Discounts Dr Jodee Meddy Dubois PA Jodee Meddy Dubois PA Meddy Dubois PA Dubois PA Dubois Diva Jo Diva jodiva Jodee Meddy Dr Jodee Meddy Jodee Graifman Meddy Jodee Graifman